Credit Saint

Review Score 8.1


Credit Saint Review

If you are looking to improve your credit score and enhance your ability to take out affordable loans, Credit Saint may be able to help. They can remove negative items from credit reports, which will raise your score. 

Pricing

Starting from: $59.99/month + $99 First Work Fee (billed 6 days after signup)
Pricing model: Subscription
Free Credit Score: Available

They have three levels of service, allowing you to choose the one that works best for your needs. However, there is a large fee for more comprehensive services.


You will have the option of selecting from three different tiers of service. The tiers give you options, but the highest tier is around $100 monthly and requires initial setup fees.

 

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Pros and Cons


PROS:
  • There are no fees for pulling your credit score during consultation.

CONS:
  • To make any disputes with creditors, you have to sign up for a higher tier of service.


FINAL VERDICT – While the high-tier packages may be beneficial, there are many credit repair companies that offer more services at a lower price.

However, they do not offer many of the educational benefits that you’ll receive from other companies. There is little education on how to repair credit or the laws affecting credit repair. If you want to be informed, you’ll have to seek information on your own.

Online portal from Credit Saint that is very effective. It allows you to track disputes and monitor your progress. Unfortunately, you won’t receive a personal advisor like you would from the best credit services. You only have access to a service queue, which can take time to complete.

You will have the option of selecting from three different tiers of service. The tiers give you options, but the highest tier is around $100 monthly and requires initial setup fees, which is more expensive than many other companies. If you want to send disputes to creditors, which is essential in the process, you’ll need to sign up with the highest and most-expensive tier offered by Credit Saint.



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Benefits

  • They don’t charge to pull your initial credit score. Many other companies will charge for this service. Considering the full cost, however, the lack of charge initially is minimal in the overall price.


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Summary

The company will compare poorly to other companies when you consider the lack of educational resources and the high cost. You have to pay extra for services, such as disputing to creditors, that other companies would provide as part of their standard service. Credit repair can be expensive, but no matter which company you choose, it can lead to significant improvements in your ability to secure affordable loans.

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Company Offer

CreditSaint.comCreditSaint.com

 

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FAQ’s

Importance of your credit score and how credit Credit Repair can help you.

With credit scores driving everything from interest rates to insurance premiums to job offers, a good credit score is possibly the biggest boost you can give your financial life. Good credit score could save you and your family thousands of dollars.

Can My Negative Items Be Removed?

You as a consumer have the right to question any items that you think are inaccurate, incomplete or misleading. You can also request the credit agencies to remove any outdated items. If the credit bureau can not verify, it must be removed from your credit report.

WHAT Does “ACCURATE” Mean?

Accurate means absolutely free of errors, and not inaccurate, incomplete, misleading unclear, ambiguous, or outdated.

What Means “VERIFIABLE?

Verifiable means that the creditor can verify the validity of the information reported. Any information that can not be verified must be removed from your credit report.

Who Decides What I Questionable?

You decide what is questionable and have the right to dispute it in accordance with Fair Credit Reporting Act.

Can Anything Be Done To Remove Accurate Items?

You can only dispute items identified as inaccurate, incomplete, or outstanding, but no consumer has the right to have accurate, current, and verifiable information removed from their Credit Report.
Credit Repair Services
8.1 Total Score
Credit Saint Review

If you are looking to improve your credit score and enhance your ability to take out affordable loans, Credit Saint may be able to help. They can remove negative items from credit reports, which will raise your score. They have three levels of service, allowing you to choose the one that works best for your needs. However, there is a large fee for more comprehensive services.

Services
8.1
Features
8.3
Customer Support
8.2
Price
7.9
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