CreditRepair.com

Review Score 9.2


CreditRepair.com Review

One of the top benefits for this credit restoration team is the high selection and quality of their educational offerings. The website gives users access to articles that are divided by subject and provide detailed information on specific issues affecting your credit.

Educational features were among the best of all the sites, largely because of the section that discusses money management and investing, which is a welcome addition for people who may be struggling financially.

Pricing

Starting from: $99.95/month
Pricing model: Subscription
Free Credit Summary and Consultation: They help you build a game plan to fit your personal goals and needs.

When you sign up, they instantly pull your credit reports and organize it in a way that helps you identify items you want to challenge or change.

Unfortunately, CreditRepair.com can also be one of the most expensive repair companies in the business. For six months of service, you will pay roughly $600, which is about twice the price as some of the cheapest options.

However, there is no setup fee, which is charged by many other credit repair companies. When you begin working with other teams, you will usually pay the setup fee, but not with CreditRepair.com, which only charges a fee to pull your credit, as well as monthly fees once you get started.

Also, the couples discount is not substantial with this credit repair service. If you sign up with your spouse, you can receive an 8% discount. However, other credit repair companies offer couples discounts as high as 20%

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Pros and Cons


PROS:
  • Checking the progress of your repair through a smartphone app is unique and beneficial.
  • Easy 3-step process
  • Comprehensive Education Section
  • A personal online dashboard
  • Score tracker and analysis
  • Mobile apps
  • Text and email alerts

CONS:
  • They have some of the highest fees you will find among the best credit repair companies.


FINAL VERDICT– Many credit repair programs will offer less-expensive services, but few offer the quality of education and service that you will find from this company. It has a simple monthly cost and quality educational features that make this a good options for people who want a simple credit repair specialist.

It might be more expensive, but CreditRepair.com allows clients to track progress easily, giving you convenient information when you need it. Many people will find that a better score will bring more affordable terms for car loans and mortgages, so the ability to track progress is very beneficial. This makes it the second-best credit repair company on our list.



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Benefits

  • Like many of the companies, CreditRepair.com gives you a paralegal as part of your services. This helps you achieve the best results in a personalized fashion. If you have questions or need help, the paralegal is a useful addition to credit restoration services. When you need help but your paralegal is not available. you can call a convenient service line.
  • When you signup with CreditRepair.com, you’ll have the services of a team that works with the three main credit reporting agencies, which are Experian, Equifax, and TransUnion. They will also work with original creditors to permanently remove negative items for your reports. It’s essential that you remove items from the creditors, which will mean better long-term results and ensure the items don’t reappear.


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Summary

This credit repair program offers some of the best credit repair services while charging some of the highest fees. Despite excellent educational resources, which includes tips and videos, the cost of six months of service is virtually double that of the lowest-priced credit repair programs. If you are intent on keeping track of progress through an online portal, then the high costs will likely be worth it.

On average, past CreditRepair.com members have seen 7% of their questionable credit report negatives removed per month.

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Company Offer


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FAQ’s

Importance of your credit score and how credit Credit Repair can help you.

With credit scores driving everything from interest rates to insurance premiums to job offers, a good credit score is possibly the biggest boost you can give your financial life. Good credit score could save you and your family thousands of dollars.

Can My Negative Items Be Removed?

You as a consumer have the right to question any items that you think are inaccurate, incomplete or misleading. You can also request the credit agencies to remove any outdated items. If the credit bureau can not verify, it must be removed from your credit report.

WHAT Does “ACCURATE” Mean?

Accurate means absolutely free of errors, and not inaccurate, incomplete, misleading unclear, ambiguous, or outdated.

What Means “VERIFIABLE?

Verifiable means that the creditor can verify the validity of the information reported. Any information that can not be verified must be removed from your credit report.

Who Decides What I Questionable?

You decide what is questionable and have the right to dispute it in accordance with Fair Credit Reporting Act.

Can Anything Be Done To Remove Accurate Items?

You can only dispute items identified as inaccurate, incomplete, or outstanding, but no consumer has the right to have accurate, current, and verifiable information removed from their Credit Report.
Credit Repair Services
9.2 Total Score
CreditRepair.com Review

This credit repair program offers some of the best credit repair services while charging some of the highest fees. Despite excellent educational resources, which includes tips and videos, the cost of six months of service is virtually double that of the lowest-priced credit repair programs. If you are intent on keeping track of progress through an online portal, then the high costs will likely be worth it. This makes it the second-best credit repair company on our list.

Services & Credit Education
9.4
Features
9.2
Customer Support
9.2
Price
8.9
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