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Learn and Find Balance
I want to fix my credit and get my best credit score!
I want to save thousands with a higher credit score!
I want to have increased buying power by removing errors!

I want to go from "Balance Due" to balanced life!
I am tired of getting denied and I want to fix my credit NOW!


Top 10 MytHS
3 federal statutes
CREDIT REPAIR SCAMS
FCRA Rights



DESIGNED TO HELP YOU INCREASE YOUR CREDIT SCORE!
#1 most powerful credit repair software designed to help you repair your damaged credit so you can get your best credit score. You get the same tools used by professionals, plus helpful videos and insider tips.

With credit scores driving everything from interest rates to insurance premiums to job offers, a good credit score is possibly the biggest boost you can give your financial life.

Credit Umbrella is a very easy to use and it comes with 30 day money back guarantee, so you have nothing to lose and everything to gain.


Can my negative
items be removed?

Absolutely, so long as you have the grounds to request their removal. You have the right to question any credit information you feel to be inaccurate, unverifiable, misleading, outdated, or incomplete.

If an item cannot be verified, then it must be removed.

Who decides if your
items are questionable?

You do. You alone can decide whether a credit item should be questioned or not.

Our firm does not advise that any consumer, client or not, abuse their right to fair credit by disputing an item in bad faith (knowing it to be 100% accurate and timely.)


THE TOP TEN MYTHS
As important as credit is, there are a lot of people that don't really know that much about credit and how it can be damaged or repaired. A variety of different myths and misconceptions exist in regards to credit and credit repair. Here you'll find some of the more common myths about credit repair, as well as the factual information that goes with them.



Making credit repair easy and effective for our clients.

CreditUmbrella is the first ‘all in one’ credit repair software of its kind for every household. With the help of many powerful dispute letters, forms and educational materials, you will able to repair and manage your accurate credit reports. Credit Umbrella provides you a powerful software and gives you the ability to repair your own credit affordable and quickly from the comfort of your home. Our product also educates you on how to read your credit reports, understand the process, create dispute letters, how to deal with collection agencies and original creditors.


3 federal statutes
Many consumers feel helpless when it comes to their credit because they feel as though there are more laws against them than that protect them. The great news is that there are many different laws in place to help protect you, the consumer, from many different issues or acts depending on your situation. You should know and understand these laws to ensure that you are being treated fairly.

Three Federal Statutes that everyone should know before disputing any questionable items from their Credit report.


CREDIT REPAIR SCAMS
As an educational information, here is a list of common credit repair scam techniques that you should know in order to prevent falling victim to credit repair scams.


YOUR RIGHTS ACCORDING FAIR CREDIT REPORTING ACT
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA.







 
     
     
 
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*IMPORTANT NOTICE - Please keep in mind that in no way can Credit Umbrella Inc. guarantee or promise any outcome, as results will vary. Credit Umbrella has no affiliation with the credit bureaus. Credit Umbrella is not a Credit Repair Organization and does not provide credit repair services or financial or legal advice.  CreditUmbrella™ does not claim to “repair” your credit. CreditUmbrella’s Credit Dispute Manager's intended use is to help you automate the time-consuming process of disputing and correcting inaccuracies in your credit reports, communicating with credit bureaus, original creditors, collection agencies, chexsystems, telecheck, and obtaining your credit reports, and provide you with educational materials. You may use the Software to challenge credit items identified as inaccurate, misleading, or unverifiable, but no consumer has the right to have accurate, current, and verifiable information removed from their Credit Report. Further, you must make sure that you do not send any dispute letter or form, which contains any untrue statement of fact about your situation.  This product provides certain information about the law. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. We recommend you consult a lawyer if you want legal advice applicable to your situation or how the Software and this information may apply to you 
©2010 Credit Umbrella Inc. All rights reserved. Unauthorized duplication is a violation of applicable law.  NOTICE: Your use of this product is subject to the license agreement included with the media. Terms, conditions, features, availability, pricing fees, service and support options subject to change at any time without notice.  Credit Umbrella™, Credit Dispute Manager™, AddressDetect™, MyCreditUmbrella™, Dispute Manager™, Credit Report Dashboard™, If You Can Click It...You Can Fix It! ™ and the CreditUmbrella logo are all trademarks of Credit Umbrella Inc.  Other trademarks or service marks which you may encounter are the property of third parties.

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