IdentityIQ

Review Score 9.6


IdentityIQ Review

IdentityIQ is a reputable company that offers credit reports and identity protection services. They actively monitor your credit report and non credit related information 24/7 using a combination of enhanced security features. This is important because many people aren’t even aware when their information is stolen. IdentityIQ notifies you within minutes when suspicious activity occurs and will help restore your credit. The company also offers identity theft insurance and free family protection.

Pricing

Free trial: available for $1 for seven days (includes a free credit report)

After Seven Days Starting from: $6.99 per month

Pricing model: month to month (no contract)

IdentityIQ offers four primary comprehensive protection plans that you can choose from. The Secure Max protection plan starting at $29.99 per month provides the best coverage. 

Under this plan, you will get monthly credit report monitoring from all three bureaus. You’ll also get coverage from a wide range of services, including dark web and internet monitoring, $1 million in reimbursement coverage, and much more. 

The Secure Plan for $6.99 per month provides basic services only, but you’ll still get excellent coverage, including daily credit report monitoring for one bureau. 

If none of these plans sound good to you, then you can try IdentityIQ for $1 for seven days as a trial. This is a great deal because you can still obtain your credit report during this time. 


IdentityIQ does not lock you into a contract. You can switch your plans on a month by month basis, but they do not offer refunds halfway through the month if you are unhappy with your plan.

 

back to menu ↑

Pros and Cons


PROS:
  • Get 3 in 1 credit report for $1 seven day trial
  • Monitors millions of online records daily from the dark web and credit monitoring services
  • Notifies you of suspicious activity within minutes
  • Provides mail fraud and theft, alerting you to potential suspicious activity near you
  • Monitors social security and medicare fraud to protect seniors
  • Several plans to choose from with no contracts – all come with free family protection
  • Junk mail and robot call opt outs available
  • Customer service based in the United States

CONS:
  • No mobile version available
  • Does not track social media or provide antivirus software


FINAL VERDICT – As internet attacks are becoming more common and sophisticated, it’s imperative to protect your information. However, it’s not possible to monitor the millions of online credit and non credit related records that are prone to breaches. 

IdentityIQ combines credit monitoring and dark web protection services to provide the most comprehensive identity theft protection available. They will alert you immediately whenever suspicious activity associated with your name is detected and help you restore your credit. 



back to menu ↑

Benefits

  • When you enroll in the highest tier plan of only $29.99 per month, IdentityIQ will provide you with up to $1 million in identity theft insurance and up to $25,000 for your children who are under the age of 24 and permanently live with you. The identity theft insurance covers you for lost wages, legal experts, and stolen funds reimbursement. You can also take advantage of the $1 trial for seven days, which allows you to obtain your credit report for free.

  • In the event that your identity is stolen, IdentityIQ will alert you within minutes so you can take immediate action. They will also assign you a dedicated case manager based in the United States who will help you put together a plan of action to restore your credit. He or she will be there with you every step of the way, personally helping you get your money back and correct incorrect information on your reports.

  • IdentityIQ provides enhanced credit monitoring that includes an increase or decrease in collection balances, over limit drafts on your bank card, closed or paid trade lines, foreclosures, 10 point increase or decrease in Transunion, and more. They also track your social security number, provide application monitoring, and national and international criminal record monitoring.


back to menu ↑

Summary

IdentityIQ provides more coverage and better customer service reviews than its competitors. Even their basic coverage plan features a better security package than most companies, including free family protection. We like that they provide social security and medicare fraud protection for seniors. 

Additionally, the customer service department is based in the United States, making it easy to communicate with someone when you need it. The company has been around for several years and has developed a trustworthy reputation. 

However, IdentityIQ does not have a mobile version, meaning that you cannot monitor your account from your smartphone. They also do not provide social media protection or antivirus software for your Mac or PC. Despite this, IdentityIQ is an excellent way to protect your data. 

back to menu ↑

Company Offer

IdentityIQ.comIdentityIQ.com

 

back to menu ↑

FAQ’s

Is IdentityIQ better than LifeLock?

LifeLock is a similar company to IdentityIQ, but there are a few key differences. Both company’s offer similar pricing and packages, but only IdentityIQ provides a credit score simulator. LifeLock also charges you if you want to add a child to your plan while IdentityIQ includes your children for free. One thing that LifeLock offers that IdentityIQ does not is investment tracking. This can help you monitor investments made in your name, such as stocks and bonds. LifeLock also offers a money back guarantee. However, IdentityIQ has much better ratings and overall coverage, so we don’t think you’ll need your money back for any of the plans that you purchase!

Can I change plans or am I locked into a contract?

IdentityIQ allows you to change plans from month to month. You can also try out their services for one week for only $1, which allows you to obtain your credit report at no extra charge. This allows you to determine what you like and don’t like about the company. If you’re not happy, you don’t have to worry about renewing. You can also upgrade or downgrade your plan month-to-month based on your needs if they change. It should be noted that you won’t be able to get your money back for the month if you’re not happy with the plan. You will have to wait until the following month to either renew or switch plans.

Why do I need credit monitoring? Can’t I just do it myself?

While it would be nice if we could monitor our credit and other information ourselves, it is impossible to do so. With so many ways for your personal information to be leaked coupled with the ever advancing techniques used by cyber criminals to steal your information, hiring a company like IdentityIQ is the best way to protect yourself and your family. 

If your information is stolen, a cyber criminal can open credit lines in your name, make fraudulent purchases, log into your personal accounts (bank account, email, social media, etc.), change your billing address, get a driver’s license in your name, and much more. Many of these things happen without you ever knowing! IdentityIQ uses advanced technology to protect from all of these scenarios that the average person does not have access to. 

Who should use IdentityIQ?

IdentityIQ is ideal for anyone who is concerned about their identity, bank information, or credit card information being stolen. It’s a great service for seniors as it monitors social security and medicare fraud, too. Most of the time, IdentityIQ can catch fraudulent activity faster than you can, allowing you to alert the appropriate services to reverse any potential damage before it hits your account. It’s an ideal service for those who make payments online and are subject to data breaches, including students, business owners, and anyone in between. 

Personal Credit Builder
9.6 Total Score
IdentityIQ Review

IdentityIQ is a reputable company that offers credit reports and identity protection services. They actively monitor your credit report and non credit related information 24/7 using a combination of enhanced security features. This is important because many people aren’t even aware when their information is stolen. IdentityIQ notifies you within minutes when suspicious activity occurs and will help restore your credit. The company also offers identity theft insurance and free family protection.

Services
9.7
Process
9.5
Customer Support
9.6
Price
9.4
Add your review
We will be happy to hear your thoughts

Leave a reply

Your total score

+ 17 = 24

X
- Enter Your Location -
- or -
Register New Account
Reset Password