MSI Credit Solutions Review
MSI Credit Solutions is a credit repair company founded in 2006 that can help boost your credit by removing negative items from your credit report. The company does not have fixed pricing. Instead, they will base your initial fee on your credit report analysis, which is conducted during a free consultation.
MSI Credit Solutions offers a couples discount and a money-back guarantee if they don’t increase your credit score by 50 points. They can also help you establish credit by recommending products and services, but they don’t offer credit monitoring or budgeting services.
The initial setup investment starts as low as $30, but this will depend on several factors, including the number of negative items on your report, the amounts of each, and the agencies reporting them. They have two options for your monthly fee – $98 per month for just you or $69 per month if you sign up as a couple with your significant other (you don’t have to be married). The couples discount allows you to save $58 per month. FINAL VERDICT – MSI Credit Solutions offers unlimited disputes to all three major credit bureaus. They also provide debt validation letters and cease and desist letters to collection agencies, but they don’t tell you how many of these you get per month. They also don’t provide credit monitoring or other add-on services that some credit repair companies offer. In our opinion, MSI Credit Solutions provides a good basic credit repair package with affordable rates (if you sign up as a couple). They don’t offer anything remarkably impressive that stands out, such as free credit monitoring, identity theft protection, or budgeting. However, if you need a reputable company to send unlimited credit dispute letters on your behalf, then it’s worth checking out.Pricing
Pricing model: no fixed rates (pricing is based on customer’s unique needs)
Free consultation: availableMSI Credit Solutions does not offer a fixed pricing plan. They claim that everyone’s credit history is different and that it wouldn’t be fair to charge everyone the same price. Therefore, the company will base your initial fee on your personal situation.
Pros and Cons
MSI Credit Solutions uses a personalized approach to your initial setup fee depending on the extent of work that needs to be done on your credit report. Someone with a lot of disputes will likely pay more than someone who only has a few.
You can meet with a credit expert at MSI Credit Solutions for free before signing up to get your pricing and terms, but they do not appear to be staffed by attorneys like other credit repair companies sometimes are. They can also help put you in contact with products and services that can help you establish credit or you can find credit information on their website.
Benefits
Summary
The lack of transparent pricing can be a bit off-putting, but you should be able to lock down a firm number after a free consultation. MSI Credit Solutions doesn’t appear to be staffed with attorneys, but their customer services reviews suggest that they can still get the job done. With a money-back guarantee, you don’t have much to lose by signing up for a free consultation.Company Offer
FAQ’s
Why doesn’t MSI Credit Solutions list their pricing on the website?
MSI Credit Solutions does not believe in charging everyone the same initial price. They state that this is because you should look at your credit as an investment. For example, if you took your car into the shop to get repaired, you would not be charged the same for an oil change as you would for repairs. They use this mentality to determine your initial fee. Someone who has a lot of work to be done on their credit report will be charged more than someone with only a few disputes. However, all initial setup fees will be at least $30. The two options for your monthly fee are $98 for singles and $69 for couples.
How does MSI Credit Solutions determine their pricing model?
Does MSI Credit Solutions offer debt resolution services?