Credit Umbrella

Can my negative
items be removed?
Absolutely, so long as you have the grounds to request their removal. You have the right to question any credit information you feel to be inaccurate, unverifiable, misleading, untimely, unclear, ambiguous, or incomplete.

Further consumer rights also allow you to contact your creditors directly and request (or demand) that damaging information be removed from your reports.

What is “accurate?”
Accurate is 100% free from error, and is in no way unclear, ambiguous, untimely, incomplete, or misleading.

What is “verifiable?”
Verifiable simply means that credit information can be verified with the source. If a creditor is unwilling, unable, or unavailable to verify that a credit item is accurate and timely, it must be removed.

Who decides if your
items are questionable?
You do. You alone can decide whether a credit item should be questioned or not.

Our firm does not advise that any consumer, client or not, abuse their right to fair credit by disputing an item in bad faith (knowing it to be 100% accurate and timely.)

Can anything be done to
remove accurate items?
If you feel a negative credit item is 100% accurate and timely, you do not have the grounds to question this item with bureaus. Only the passage of time can assure bureau removal.

Results
Many users of TurboScore have successfully resolved questionable items on credit reports including: Late Payments, Collections, Charge-Offs, Bankruptcies, Judgments, Liens, Inquiries, Foreclosures, and more. Our users find, on average, 24 improvements to their combined credit reports. These improvements generally lead to higher scores and better borrowing opportunities.

Each credit report history is different, and results will vary upon the specific issues contained in your credit reports. They will also vary based upon the amount of time you are willing to commit to your credit report repair. As such, Credit Umbrella does not and can not guarantee specific results.

Names, account numbers and other personal information have been blacked out to protect personal information.

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AUTO LOAN ACCOUNT	FULLY PAID ACCOUNT	NEGATIVE ACCOUNT

COLLECTION ACCOUNT	COLLECTION ACCOUNT	INQUIRY

COLLECTION ACCOUNT	TAX COLLECTION	CHEX SYSTEM REMOVAL

NEGATIVE ACCOUNT	COLLECTION ACCOUNT	NEGATIVE ACCOUNT

NEGARITE ACCOUNT	BANKRUPTCY	LATE ACCOUNT

LATE PAYMENT	ACCOUNT DELETION	NEGATIVE DELETION

UNKNOWN ACCOUNT	LOAN ACCOUNT	COLLECTION

ACCOUNT REMOVAL	CHARGE OFF	COLLECTION ACCOUNT

COLLECTION ACCOUNT	ACCOUNT REMOVAL	ACCOUNT REMOVAL

COLLECTION ACCOUNT	INQUIRIES	BANKRUPTCY

ACCOUNT REMOVAL	BANKRUPTCY	COLLECTION ACCOUNT

JUDGMENT	JUDGMENT	COLLECTION ACCOUNT

JUDGMENT	COLLECTION ACCOUNT	LATE PAYMENT

	< Previous 1 2 3 4 Next >

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*IMPORTANT NOTICE - Please keep in mind that in no way can Credit Umbrella Inc. guarantee or promise any outcome, as results will vary. Credit Umbrella has no affiliation with the credit bureaus. Credit Umbrella is not a Credit Repair Organization and does not provide credit repair services or financial or legal advice. CreditUmbrella™ does not claim to “repair” your credit. CreditUmbrella’s Credit Dispute Manager's intended use is to help you automate the time-consuming process of disputing and correcting inaccuracies in your credit reports, communicating with credit bureaus, original creditors, collection agencies, chexsystems, telecheck, and obtaining your credit reports, and provide you with educational materials. You may use the Software to challenge credit items identified as inaccurate, misleading, or unverifiable, but no consumer has the right to have accurate, current, and verifiable information removed from their Credit Report. Further, you must make sure that you do not send any dispute letter or form, which contains any untrue statement of fact about your situation. This product provides certain information about the law. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. We recommend you consult a lawyer if you want legal advice applicable to your situation or how the Software and this information may apply to you