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Even if you have good credit, relatively small shifts in your credit score can make a big difference in the rates you pay. And, what seems like a small difference in monthly payments adds up over time.
We have hundreds of emails from everyday people - just like Jackie, Kenneth, Christina, Joshua, Alison, Ken and Marvin - who have boosted their credit score and will save thousands every year.
People like you.
Hard-working people who’ve had some bad luck… Some got laid-off from work, others got battered in the housing crisis, and some were simply extended too much credit and got in over their heads.

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Jackie and Kenneth Smith live in Chicago. Kenneth is 34 and works in a bank. Jackie is a 31-year-old policewoman. Jackie and Kenneth have used TurboScore and fixed their credit in 45 days.
Now with good credit they are saving $8,184 each year.
Thanks to TurboScore (Your results will vary) |
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| Auto Loan Payments Based On Credit History |
| Bad |
Ok |
Good |
Auto Savings
$2,280 / Per year |
| $710/month |
$614/month |
$520/month |
| Mortgage Payments Based On Credit History |
| Bad |
Ok |
Good |
Home Mortgage Savings
$5,904 /per year |
| $2,179/month |
$1,875/month |
$1,687/month |
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Christina Miller lives in Portland, Oregon. She’s a 49-year-old single mom with a 5-year-old daughter. She recently started working as a dental assistant.
Christina used TurboScore and fixed her credit in just 60 days and and now she is saving $7,812 each year with good credit.
Thanks to TurboScore (Your results will vary) |
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| Auto Loan Payments Based On Credit History |
| Bad |
Ok |
Good |
Auto Savings
$1,056 (per year) |
| $437/month |
$401/month |
$349/month |
| Home Equity Line Of Credit Payments Based On Credit History |
| Bad |
Ok |
Good |
15 Year Home Equity Loan Savings
$6,756 (per year) |
| $2,483/month |
$2,117/month |
$1,920/month |
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Joshua and Doris live in Los Angeles. They’re both in their late 20s and have two teenage sons. Carlos works for the city government. Doris works part-time in a store.
They used TurboScore and fixed her credit in just 45 days and and now they are saving over $2,000 each year with good credit.
Thanks to TurboScore (Your results will vary) |
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| Auto Loan Payments Based On Credit History |
| Bad |
Ok |
Good |
Auto Loan Savings
$1.092 (per year) |
| $352/month |
$305/month |
$261/month |
| Credit Card Payments Based On Credit History |
| Bad |
Ok |
Good |
Credit Cards Savings
$1,872 (per year) |
| $497/month |
$413/month |
$341/month |
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Alison D. is 41 years old and lives in Miami. She came to America 5 years ago from Romania. She works as an interior designer.
Alison used TurboScore and fixed her credit in just 38 days and and now she is saving $7,332 each year with good credit. -
Thanks to TurboScore (Your results will vary) |
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| Auto Loan Payments Based On Credit History |
| Bad |
Ok |
Good |
Auto Loan Savings
$1,644 (per year) |
| $584/moth |
$518/month |
$447/month |
| Mortgage Payments Based On Credit History |
| Bad |
Ok |
Good |
Her 30 yaer Fixed Mortgage Savings
$5,688 (per year) |
| $2,213/month |
$1,979/month |
$1,739/month |
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Ken and Lucille Chao are in their late 30s and live in San Francisco. They have two grown children. Ken retired recently. Lucille works as an executive assistant.
Ken used TurboScore and fixed his credit in just 52 days. Now with good credit he and his family are saving over $9000 each year. Thanks to TurboScore (Your results will vary) |
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| 2 Auto Loan Payments Based On Credit History |
| Bad |
Ok |
Good |
2 Auto Loan Savings
$3,048 (per year) |
| $981/month |
$851/year |
$727/year |
| Mortgage Payments Based On Credit History |
| Bad |
Ok |
Good |
Home Savings (per year)
$6,924 (per year) |
| $3481/month |
$3121/month |
$2904/month |
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Marvin Robinson is 32 and lives in Brooklyn. He works on Wall Street and has started saving and investing his money.
Marvin used TurboScore and fixed his credit in just 41 days and and now he is saving $8.088 each year with good credit.
Thanks to TurboScore (Your results will vary) |
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| $20,500 Auto Loan (60 Month) Payment Based On Credit History |
| Bad |
Ok |
Good |
Auto Savings
$1,740 (per year) |
| $525/month |
$449/month |
$380/month |
| $540,000 Mortgage Payment Based On Credit History |
| Bad |
Ok |
Good |
Home Savings
$6,348 (per year) |
| $3192/month |
$2861/month |
$2663/month |
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I am more than happy with what I have been able to accomplish with this software. When I started this, my credit score was 590 and I had several inaccurate items on my report including late payments and four charge-off's...My score is now 695 and I just bought a truck at a favorable interest rate... This is what I call results.
L. M.
(Your results will vary) |
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Equifax came back with an answer and they raised my score to 735!!! Beautiful. That's 56 points more than it was...you guys ever need a spokesperson in California...I'm your man.
L. T.
(Your results will vary) |
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"This software is great! My Equifax credit report is all cleaned up! I can't believe it! The other two bureaus are almost clean too. The past six months have been great. Thanks so much."
R. K.
(Your results will vary) |
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“My beacon score went up 140 points in less than two months. I went from horrible credit, to good credit.”
S. J.
(Your results will vary) |
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This software is awesome, thanks. I was able to save my credit. I do not know why I did not do this sooner.
X. W.
(Your results will vary) |
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Wow, after only 3 months all three of my credit reports are 100% clean! Thanks for a great job. Feel free to post this and I would be happy to serve as a happy customer reference.
C. S.
(Your results will vary) |
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I have seen dramatic improvements in my credit rating. I was able to benefit from these changes by receiving excellent interest rate. I could not have done this without this software and your videos tutorials... I have now achieved my desired goal. Thank you.
P. L.
(Your results will vary) |
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I am amazed at my success! I could never believe that I could have done this myself with such little money. After spending couple of thousand dollars with a credit repair organization that has not done anything for me I am just amazed that I could do this myself. Done so much in such a short time. I still have a few negative items left show no mercy and demand removal! As of this date from my start date, I have removed a total of 7 negative items from my credit report!!
S. J.
(Your results will vary) |
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Thanks for this professional and easy to use software... it has been very easy, educational, step by step and easy to set up and the price is very cost efficient looking forward to reaching my goal. Have a good day.
J. T.
(Your results will vary) |
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Just wanted to thank you and your firm for this software in advance. I just got this software and I hadn't got any results yet but wanted to express my satisfaction and tell you that I am very happy with my purchase. This software is so easy to use and it has so much interesting features and video tutorials that are very interesting to watch and learn. This software is something that every household should have!!!
H. K.
(Your results will vary) |
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I highly recommend your software to everyone who wants to repair their credit, understand the process and get educated. It's worth every penny.
E. C.
(Your results will vary) |
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I cannot believe the progress I made to change my credit. Thank you so much for such a nice software. Life with good credit equals a great life!
F. L.
(Your results will vary) |
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I have raised my credit score from 590 to 685. My credit is good enough to qualify for a loan at low interest now. We are pre-qualified for a loan and are shopping for a new house. FINALLY there is a such a powerful and easy to use product. I recommend this software to anyone who have credit problems.
S. D.
(Your results will vary) |
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I am very, very happy with your software. Can't be happy more than that. The price is just great. Please keep it same. I love the great combination of technology & knowledge. Once again, I am very happy and thank you for offering this great product.
C. G.
(Your results will vary) |
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I’m sure you hear this all the time but I think everyone at Credit Umbrella is awesome. I got an updated copy of my Experian Credit Report today and I was so happy I started jumping up and down in the driveway. They deleted seven out of eleven negative entries that i have disputed— and in less than two months — now that’s what I call fair Credit Reporting. I can’t wait to see the negative entries fall off my other reports as well! Thanks a lot!
J. M.
(Your results will vary) |
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Your software is awesome! My Experian credit report is great! I can't believe it! Lexus approved me for a $50,000 car. I've also gotten new credit cards with high lines of credit and low interest and zero interest on balance transfers. I’ve spent only $40 for this software and it has been worth every penny. You guys are just great. I'd recommend you to anyone that has a bad credit report! Thanks so much.
H .C.
(Your results will vary) |
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Thank you very much. It has been a long time since I felt as good about myself as I do now. You are all invited over to our new home for dinner anytime.
S .M.
(Your results will vary) |
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Now that I have fixed my credit, I need to do the same for my wife. (Not fix her; but her credit. :)
R. Y.
(Your results will vary) |
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Your software and video training did an excellent job! I went from awful credit, to good credit, to excellent credit. Thanks to you, we have even purchased a house, with a conventional mortgage.
E. L.
(Your results will vary) |
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Your team rocks the house down! I love the effort that your team has put into this software which helped me clean up my credit! I have recommended your software to many of my friends.
D. K.
(Your results will vary) |
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You are awesome!! Thank U!
M. U.
(Your results will vary) |
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Thank you for everything that you are doing for me and please give your staff my appreciation for all of their hard work and a big hug. I have to admit, at first, I was very skeptical, but after seeing what I was able to do with your software after only a few months, it was very reassuring.
U. C.
(Your results will vary) |
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I am looking forward to the day when my credit reports will be like new again. It's a pleasure to have such a powerful software.
T. M.
(Your results will vary) |
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You don’t know how pleased I am with this software. These are difficult times for us and we have been using this software for all of our family members.
D. M.
(Your results will vary) |
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Just want to say thank you for this great software. It is amazing how many negative items i have been able to remove from my credit reports. Also, thank you for the regular updates and e-mails. Keep up the great work. I am recommending Credit Umbrella to everyone I know.
R. S.
(Your results will vary) |
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Your quick responses and polite emails are greatly appreciated and it’s wonderful to work with a class organization like yours.
J. Z.
(Your results will vary) |
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After receiving my last credit report, I noticed that my credit problems are solved and i was able to reestablish me as a good risk. You do not know how thankful I am. Thanks a lot! :)
G. I.
(Your results will vary) |
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I would like to thank you tremendously. In just roughly 7 months or so, I have gone from an extremely bad credit situation to being a brand new home owner. We’re so excited and we couldn't have done it without your software. It has been extremely easy to work with it and if you ever need a client referral please feel free to ask.
K. F.
(Your results will vary) |
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WOW!! The results I get are unbelievable! This software is a life changer.
W. L.
(Your results will vary) |
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I wanted to take a moment to say thank you for your diligent work that has been done on this software. Thanks to your software, my credit score has increased by more than 200 points!!! Keep up the GREAT UPDATES and NEWSLETTERS!! Thank you very much.
C. G.
(Your results will vary) |
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Well, I am pleased to announce that my credit report is all better now. It has been a pleasure using this product and I’ll recommend you to anyone I know having credit trouble.
J. B.
(Your results will vary) |
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I just got approved for a car loan!! After years of bad credit I am finally getting my act together. Thanks to you all at Credit Umbrella!!
K. J.
(Your results will vary) |
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I've gotten 3 of my friends purchase your software. You really are a blessing and I am so thankful for you all!!
L. M.
(Your results will vary) |
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I am very pleased with your video training and easy to use applications. About a month ago I moved into a new apartment where as usual, they checked my credit... and thanks to your software and knowledge bank i was able to fix my credit, and I got in. Thanks again!! Have a wonderful day!!!!
L. T.
(Your results will vary) |
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Wow, after only 3 months all three of my credit reports are 100% clean! Thanks for a great job. Feel free to post this and I would be happy to serve as a happy customer reference.
X. W.
(Your results will vary) |
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I wanted to express my appreciation to your company for all the effort that has been put into this software. I have referred four people to you.
C. S.
(Your results will vary) |
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I have noticed great things on my report. Thank you for your hard work and commitment.
P. L.
(Your results will vary) |
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You folks were instrumental in helping me get my home loan. Since that was our ultimate goal, I am going to end our business relationship for now. I will however, highly recommend your product to others.
S. J.
(Your results will vary) |
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Out of all the time spent on the phone with credit bureaus and attorneys, i feel lucky to have found this software. Bless you all.
J. T.
(Your results will vary) |
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I am absolutely thrilled with this software.. You have provided exactly what you stated. I am excited that my Equifax report is clean and I look forward to all of my reports reporting the same. I have highly recommended your software to all my colleagues!
H. K.
(Your results will vary) |
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Thank you for helping me. I had been warned not to use any credit repair company, that’s why I decided to repair my own credit and use your software. Several items have been deleted from my credit report and more importantly my credit score has dramatically improved. Thanks.
E. C.
(Your results will vary) |
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I'm really surprised at the high level of sophistication that this software provides, and would refer you to anyone.
F. L.
(Your results will vary) |
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I am amazed at my success! I could never believe that I could have done this myself with such little money. After spending couple of thousand dollars with a credit repair organization that has not done anything for me I am just amazed that I could do this myself. Done so much in such a short time. I still have a few negative items left show no mercy and demand removal! As of this date from my start date, I have removed a total of 7 negative items from my credit report!!
S. D.
(Your results will vary) |
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I’m sure you hear this all the time but I think everyone at Credit Umbrella is awesome. I got an updated copy of my Experian Credit Report today and I was so happy I started jumping up and down in the driveway. They deleted seven out of eleven negative entries that i have disputed— and in less than two months — now that’s what I call fair Credit Reporting. I can’t wait to see the negative entries fall off my other reports as well! Thanks a lot!
C. G.
(Your results will vary) |
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I have been quite pleased with your software and happy to report that my credit is pretty good now. I have been unable to get a normal credit card for the past 7+ years; however, after signing on with you guys a little over 7 months ago, I now enjoy a good rating. Thanks again!
J. M.
(Your results will vary) |
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THANK YOU so much for creating such a useful and effective software. I am VERY happy with all that i had been able to do for myself!
R. D.
(Your results will vary) |
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