Testimonials - Credit Repair Services

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“I raised my credit score 135 points!”

Before	546
After	681

“Initially I was skeptical… But a one time fee vs. a certain Credit Repair Law Firm for 40 bucks a month.
It was a no-brainer. If your program didn’t work I could always get my money back. So here we are 43 days later.
I’ve included the screen shots for proof. Thank you. Thank you. Thank you!!Kevin B.
Anaheim, CA
(Your results will vary)Round 1
Using credit repair wizard, I deleted 5 inquiries, 3 Collections with first round.

Round 2
Only 9 days later, I was shocked when I
got a letter from Equifax stating that another 3 Collection Accounts
were deleted. I thought, sheesh, there’s something with this method.

Round 3
My charge-off account with Citicorp
Credit Services was deleted from my Experian credit file. I saw this
shoot up my credit score 28 points immediately after it was removed.

Round 4
At this point I was getting 3 or 4
letters per week. I got this and noticed that this credit card account
has been deleted. This had late 30 and late 60 days on my report. This
alone boosted my score 30 points!

The Results…
Deleted 9 Inquiries
Deleted 8 Collection
Deleted 4 Negative Account
Deleted 1 Judgement
Deleted 2 Charge-Off’s
Raised credit score 135 points!

“I raised my credit score 87 points!”

Before	628
After	715

“In the past I tried to repair my credit using a credit repair agency. It took them 3 years what I could have done in 8 weeks.I will never use a credit agency again
because of how this software laid out the exact steps and provided me
with professional tools to fix my credit.
Don’t make the mistake and waste your
money on other programs. This is ALL you will ever need!”Megan L.
Pasadena, CA
(Your results will vary)Round 1
Deleted a civil judgment and 3 collections off Transunion
.

Round 2
Three (4) items deleted from her Equifax credit report.

Round 3
Only five days later and another 4 negative items were deleted.

Round 4
Deleted 5 Inquiries.

The Results…
Deleted 5 Inquiries
Deleted 7 Collection
Deleted 4 Negative Account
Deleted 1 Judgement
Deleted 1 Charge-Off’s
Raised credit score 87 points!

“I raised my credit score 164 points!”

Before	529
After	693

“I
just finished repairing my credit and i am completely blown away! It’s
compact and exactly what I was looking for. No fluff. No BS.Just step-by-step exactly what to do. I
thought I knew how to clean my credit before, but all of your strategies
and dispute letters really worked for me.”Joanna S.
San Diego, CA
(Your results will vary)Round 1
Here’s two accounts that were deleted
from my credit report… BANK ONE is a credit card company – this was
removed. The other is GMBD Merchandising. This was a 4 year old
charge-off account which was deleted.

Round 2
The dreaded Americredit deleted my 5 year old FMC-Omaha negative account.

Round 3
Eleven days later and another 4 negative items were deleted.

Round 4
This is the letter Transunion sent me
showing that NCO Financial (collection agency), which was a charge-off
was deleted from my credit file.

The Results…
Deleted 7 Inquiries
Deleted 5 Collection
Deleted 3 Negative Account
Deleted 2 Charge-Off’s
Raised credit score 164 points!

Do You Know How Much Money You Could Be Saving Each Year With Good Credit?

Even if you have good credit, relatively small shifts in your credit score can make a big difference in the rates you pay. And, what seems like a small difference in monthly payments adds up over time.

We have hundreds of emails from everyday people – just like Jackie, Kenneth, Christina, Joshua, Alison, Ken and Marvin – who have boosted their credit score and will save thousands every year.

People like you.

Hard-working people who’ve had some bad luck… Some got laid-off from work, others got battered in the housing crisis, and some were simply extended too much credit and got in over their heads.

Jackie and Kenneth Smith live in Chicago. Kenneth is 34 and works in a bank. Jackie is a 31-year-old policewoman. Jackie and Kenneth have used TurboScore and fixed their credit in 45 days.
Now with good credit they are saving $8,184 each year.
Thanks to TurboScore (Your results will vary)

Auto Loan Payments Based On Credit History

Bad

Good

Auto Savings

$2,280 / Per year

$710/month

$614/month

$520/month

Mortgage Payments Based On Credit History

Bad

Good

Home Mortgage Savings

$5,904 /per year

$2,179/month

$1,875/month

$1,687/month

Jackie & Kenneth Savings: $8,184/year

Christina Miller lives in Portland, Oregon. She’s a 49-year-old single mom with a 5-year-old daughter. She recently started working as a dental assistant.Christina used TurboScore and fixed her credit in just 60 days and and now she is saving $7,812 each year with good credit.
Thanks to TurboScore (Your results will vary)

Auto Loan Payments Based On Credit History

Bad

Good

Auto Savings

$1,056 (per year)

$437/month

$401/month

$349/month

Home Equity Line Of Credit Payments Based On Credit History

Bad

Good

15 Year Home Equity LoanSavings$6,756 (per year)

$2,483/month

$2,117/month

$1,920/month

Christina’s Savings: $7,812 each year

Joshua and Doris live in Los Angeles. They’re both in their late 20s and have two teenage sons. Carlos works for the city government. Doris works part-time in a store.They used TurboScore and fixed her credit in just 45 days and and now they are saving over $2,000 each year with good credit.
Thanks to TurboScore (Your results will vary)

Auto Loan Payments Based On Credit History

Bad

Good

Auto Loan Savings

$1.092 (per year)

$352/month

$305/month

$261/month

Credit Card Payments Based On Credit History

Bad

Good

Credit Cards Savings

$1,872 (per year)

$497/month

$413/month

$341/month

Joshua & Doris Savings: $2,964/year

Alison D. is 41 years old and lives in Miami. She came to America 5 years ago from Romania. She works as an interior designer.Alison used TurboScore and fixed her credit in just 38 days and and now she is saving $7,332 each year with good credit. -
Thanks to TurboScore (Your results will vary)

Auto Loan Payments Based On Credit History

Bad

Good

Auto Loan Savings

$1,644 (per year)

$584/moth

$518/month

$447/month

Mortgage Payments Based On Credit History

Bad

Good

Her 30 year Fixed Mortgage Savings

$5,688 (per year)

$2,213/month

$1,979/month

$1,739/month

Alicon’s Savings: $7,332 each year

Ken and Lucille Chao are in their late 30s and live in San Francisco. They have a new born baby. Ken works as a computer programmer. Lucille is a stay home wife .Ken used TurboScore and fixed his credit in just 52 days. Now with good credit he and his family are saving over $9000 each year. Thanks to TurboScore (Your results will vary)

2 Auto Loan Payments Based On Credit History

Bad

Good

2 Auto Loan Savings

$3,048 (per year)

$981/month

$851/year

$727/year

Mortgage Payments Based On Credit History

Bad

Good

Home Savings (per year)

$6,924 (per year)

$3481/month

$3121/month

$2904/month

Ken’s Savings: $9,972 each year

Marvin Robinson is 32 and lives in Brooklyn. He works on Wall Street and has started saving and investing his money.Marvin used TurboScore and fixed his credit in just 41 days and and now he is saving $8.088 each year with good credit.
Thanks to TurboScore (Your results will vary)

$20,500 Auto Loan (60 Month) Payment Based On Credit History

Bad

Good

Auto Savings

$1,740 (per year)

$525/month

$449/month

$380/month

$540,000 Mortgage Payment Based On Credit History

Bad

Good

Home Savings

$6,348 (per year)

$3192/month

$2861/month

$2663/month

Marvin’s Savings: $8,088 each year

More Testimonials

I am more than happy with what I have been able to accomplish with this software. When I started this, my credit score was 590 and I had several inaccurate items on my report including late payments and four charge-off’s…My score is now 695 and I just bought a truck at a favorable interest rate… This is what I call results.L. M.
(Your results will vary)

Equifax came back with an answer and they
raised my score to 735!!! Beautiful. That’s 56 points more than it
was…you guys ever need a spokesperson in California…I’m your man.L. T.
(Your results will vary)

“This software is great! My Equifax credit
report is all cleaned up! I can’t believe it! The other two bureaus are
almost clean too. The past six months have been great. Thanks so much.”R. K.
(Your results will vary)

â€œMy beacon score went up 140 points in less than two months. I went from horrible credit, to good credit.â€?S. J.
(Your results will vary)

This software is awesome, thanks. I was able to save my credit. I do not know why I did not do this sooner.X. W.
(Your results will vary)

Wow, after only 3 months all three of my
credit reports are 100% clean! Thanks for a great job. Feel free to post
this and I would be happy to serve as a happy customer reference.C. S.
(Your results will vary)

I have seen dramatic improvements in my
credit rating. I was able to benefit from these changes by receiving
excellent interest rate. I could not have done this without this
software and your videos tutorials… I have now achieved my desired
goal. Thank you.P. L.
(Your results will vary)

I am amazed at my success! I could never
believe that I could have done this myself with such little money. After
spending couple of thousand dollars with a credit repair organization
that has not done anything for me I am just amazed that I could do this
myself. Done so much in such a short time. I still have a few negative
items left show no mercy and demand removal! As of this date from my
start date, I have removed a total of 7 negative items from my credit
report!!S. J.
(Your results will vary)

Thanks for this professional and easy to
use software… it has been very easy, educational, step by step and
easy to set up and the price is very cost efficient looking forward to
reaching my goal. Have a good day.J. T.
(Your results will vary)

Just wanted to thank you and your firm for
this software in advance. I just got this software and I hadn’t got any
results yet but wanted to express my satisfaction and tell you that I
am very happy with my purchase. This software is so easy to use and it
has so much interesting features and video tutorials that are very
interesting to watch and learn. This software is something that every
household should have!!!H. K.
(Your results will vary)

I highly recommend your software to
everyone who wants to repair their credit, understand the process and
get educated. It’s worth every penny.E. C.
(Your results will vary)

I cannot believe the progress I made to
change my credit. Thank you so much for such a nice software. Life with
good credit equals a great life!F. L.
(Your results will vary)

I have raised my credit score from 590 to
685. My credit is good enough to qualify for a loan at low interest now.
We are pre-qualified for a loan and are shopping for a new house.
FINALLY there is a such a powerful and easy to use product. I recommend
this software to anyone who have credit problems.S. D.
(Your results will vary)

I am very, very happy with your software.
Can’t be happy more than that. The price is just great. Please keep it
same. I love the great combination of technology & knowledge. Once
again, I am very happy and thank you for offering this great product.C. G.
(Your results will vary)

Iâ€™m sure you hear this all the time but I
think everyone at Credit Umbrella is awesome. I got an updated copy of
my Experian Credit Report today and I was so happy I started jumping up
and down in the driveway. They deleted seven out of eleven negative
entries that i have disputedâ€” and in less than two months â€” now thatâ€™s
what I call fair Credit Reporting. I canâ€™t wait to see the negative
entries fall off my other reports as well! Thanks a lot!J. M.
(Your results will vary)

Your software is awesome! My Experian credit report
is great! I can’t believe it! Lexus approved me for a $50,000 car. I’ve
also gotten new credit cards with high lines of credit and low interest
and zero interest on balance transfers. Iâ€™ve spent only $40 for this
software and it has been worth every penny. You guys are just great. I’d
recommend you to anyone that has a bad credit report! Thanks so much.H .C.
(Your results will vary)

Thank you very much. It has been a long time since I
felt as good about myself as I do now. You are all invited over to our
new home for dinner anytime.S .M.
(Your results will vary)

Now that I have fixed my credit, I need to do the same for my wife. (Not fix her; but her credit.

R. Y.
(Your results will vary)

Your software and video training did an excellent
job! I went from awful credit, to good credit, to excellent credit.
Thanks to you, we have even purchased a house, with a conventional
mortgage.E. L.
(Your results will vary)

Your team rocks the house down! I love the effort
that your team has put into this software which helped me clean up my
credit! I have recommended your software to many of my friends.D. K.
(Your results will vary)

You are awesome!! Thank U!M. U.
(Your results will vary)

Thank you for everything that you are doing for me
and please give your staff my appreciation for all of their hard work
and a big hug. I have to admit, at first, I was very skeptical, but
after seeing what I was able to do with your software after only a few
months, it was very reassuring.U. C.
(Your results will vary)

I am looking forward to the day when my credit
reports will be like new again. It’s a pleasure to have such a powerful
software.T. M.
(Your results will vary)

You donâ€™t know how pleased I am with this software.
These are difficult times for us and we have been using this software
for all of our family members.D. M.
(Your results will vary)

Just want to say thank you for this great software.
It is amazing how many negative items i have been able to remove from
my credit reports. Also, thank you for the regular updates and e-mails.
Keep up the great work. I am recommending Credit Umbrella to everyone I
know.R. S.
(Your results will vary)

Your quick responses and polite emails are greatly appreciated and itâ€™s wonderful to work with a class organization like yours.J. Z.
(Your results will vary)

After receiving my last credit report, I noticed
that my credit problems are solved and i was able to reestablish me as a
good risk. You do not know how thankful I am. Thanks a lot!

G. I.
(Your results will vary)

I would like to thank you tremendously. In just
roughly 7 months or so, I have gone from an extremely bad credit
situation to being a brand new home owner. Weâ€™re so excited and we
couldn’t have done it without your software. It has been extremely easy
to work with it and if you ever need a client referral please feel free
to ask.K. F.
(Your results will vary)

WOW!! The results I get are unbelievable! This software is a life changer.W. L.
(Your results will vary)

I wanted to take a moment to say thank you for your
diligent work that has been done on this software. Thanks to your
software, my credit score has increased by more than 200 points!!! Keep
up the GREAT UPDATES and NEWSLETTERS!! Thank you very much.C. G.
(Your results will vary)

Well, I am pleased to announce that my credit
report is all better now. It has been a pleasure using this product and
Iâ€™ll recommend you to anyone I know having credit trouble.J. B.
(Your results will vary)

I just got approved for a car loan!! After years of
bad credit I am finally getting my act together. Thanks to you all at
Credit Umbrella!!K. J.
(Your results will vary)

I’ve gotten 3 of my friends purchase your software. You really are a blessing and I am so thankful for you all!!L. M.
(Your results will vary)

I am very pleased with your video training and easy
to use applications. About a month ago I moved into a new apartment
where as usual, they checked my credit… and thanks to your software
and knowledge bank i was able to fix my credit, and I got in. Thanks
again!! Have a wonderful day!!!!L. T.
(Your results will vary)

Wow, after only 3 months all three of my credit
reports are 100% clean! Thanks for a great job. Feel free to post this
and I would be happy to serve as a happy customer reference.X. W.
(Your results will vary)

I wanted to express my appreciation to your company
for all the effort that has been put into this software. I have
referred four people to you.C. S.
(Your results will vary)

I have noticed great things on my report. Thank you for your hard work and commitment.P. L.
(Your results will vary)

You folks were instrumental in helping me get my
home loan. Since that was our ultimate goal, I am going to end our
business relationship for now. I will however, highly recommend your
product to others.S. J.
(Your results will vary)

Out of all the time spent on the phone with credit
bureaus and attorneys, i feel lucky to have found this software. Bless
you all.J. T.
(Your results will vary)

I am absolutely thrilled with this software.. You
have provided exactly what you stated. I am excited that my Equifax
report is clean and I look forward to all of my reports reporting the
same. I have highly recommended your software to all my colleagues!H. K.
(Your results will vary)

Thank you for helping me. I had been warned not
to use any credit repair company, thatâ€™s why I decided to repair my own
credit and use your software. Several items have been deleted from my
credit report and more importantly my credit score has dramatically
improved. Thanks.E. C.
(Your results will vary)

I’m really surprised at the high level of sophistication that this software provides, and would refer you to anyone.F. L.
(Your results will vary)

I am amazed at my success! I could never believe
that I could have done this myself with such little money. After
spending couple of thousand dollars with a credit repair organization
that has not done anything for me I am just amazed that I could do this
myself. Done so much in such a short time. I still have a few negative
items left show no mercy and demand removal! As of this date from my
start date, I have removed a total of 7 negative items from my credit
report!!S. D.
(Your results will vary)

Iâ€™m sure you hear this all the time but I think
everyone at Credit Umbrella is awesome. I got an updated copy of my
Experian Credit Report today and I was so happy I started jumping up and
down in the driveway. They deleted seven out of eleven negative entries
that i have disputedâ€” and in less than two months â€” now thatâ€™s what I
call fair Credit Reporting. I canâ€™t wait to see the negative entries
fall off my other reports as well! Thanks a lot!C. G.
(Your results will vary)

I have been quite pleased with your software and
happy to report that my credit is pretty good now. I have been unable to
get a normal credit card for the past 7+ years; however, after signing
on with you guys a little over 7 months ago, I now enjoy a good rating.
Thanks again!J. M.
(Your results will vary)

THANK YOU so much for creating such a useful and
effective software. I am VERY happy with all that i had been able to do
for myself!R. D.
(Your results will vary)

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